I do have a Target Credit Card. I pay it off in full any time I use it. Sometimes I go right to the customer service desk and pay cash after utilizing my 5% off from using the card.
For a reason I still do not understand, I received an offer the end of April to have a free subscription for one year to Target 360. Unlimited deliveries from not only Target, but Walgreens, Stop and Shop, Petco, CVS, Petsmart and more, with no upcharges. I accepted the offer, and made sure to cancel auto subscribe in April 2026. Below is from their website:
Members can save over $300/year2 with even more benefits.
Members-only access
Shop big sales & brandcollabs early. Plus, scoreexclusive items.
Monthly freebies
Choose from a newselection of gifts andexclusive discounts onthe first of every month.
Free 2-day shipping
Enjoy free, fast shippingon hundreds ofthousands of items.3
No-rush returns
Get an extra 30 days
I wanted to make you all aware, that if you do spend the $99 annual fee or this service (they use Shipt) you will get those funds back plus with their monthly "It's on Us" Freebie. Usually around $10 or more, the two offer's I have utilized so far were a full sized package of dishwasher detergent in May, and $10 worth of Good and Gather Groceries (no minimum purchase required) I chose $10 worth of rice.
Might be something to check out.
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