Moving into 2025

I'm writing this on January 6, 2025

My goals this year are more about self care

Good sleep

Read for pleasure

Craft and Create for pleasure, and if I feel good enough offer in our handmade shop

Spend the beginning of the year eating more out of the pantry and freezer

So far, I'm managing to touch every one of these goals

Financially I want to:

Pay down more debt.  2024 was an expensive year for many different reasons

Income was lower

Costs and expenses were higher

I have had to pay subs more than usual this last year.  Dealing with Gpa P aka Pops health crisis' (which are continuing but not as dire as December was) and Aunts health and care needs (she is still in Rehab as well as going through radiation and chemo) and my own.  Hoping to build up my stamina so I can start working on my own infusion days.    I don't see that happening until March. 

I have 5 adults living in our home.  I partially work from home, my sister works full time from home.  My father requires the heat to be higher than we would normally do, and he has his TV and lights on almost 24 hours a day.    

Food costs for all of us in the US have just gotten insane.  Old news. 

our UI (electricity) bill is just nuts.  DH and I looked into other providers, honestly it's not worth the hassle, based on sign up fees and our time to keep watching the calendar and research price changes.  He figured it would save us $20 over a six month period.  Not going to bother.  

I know January is usually a financial freak out for me.  Probably for most. 

I will reassess finances in February. 

I hope that you all are doing well in the coming new Year.